4314 18 Banning St ST

SELLER FINANCING AVAILABLE. Located in one of San Diego’s most supply-constrained coastal markets, this 4-unit asset presents a rare opportunity to unlock value in the heart of Point Loma and Ocean Beach. The property offers approximately 2,402 square feet on an approximately 4,000-square-foot lot, featuring two 2-bedroom/1-bath residences, two 1-bedroom/1-bath residences and four off-street parking spaces. Thoughtful renovations and property improvements offer a path to enhancing rental income over time. The four-unit configuration lends itself to long-term investment, with potential for owner occupancy in one residence while collecting rental income from the others. Located near the Ocean Beach–Point Loma border, the property provides convenient access to neighborhood restaurants and cafés, OB’s coastline, and Liberty Station’s shopping, dining and recreation. Whether you’re looking to live in one unit and rent the others or fully lease the property for consistent income, this is a high-performing coastal property with strategic growth potential in a tight rental corridor.